Bank connections – payments and reconciliation automatically
Connect your bank account to Eemel and handle payment installments, reconciliations, and payments directly from the system. All data is automatically transferred to accounting.
Features
Connect your bank to Eemel and fully automate payment transactions
Automated payment transactions
- Payments transfer directly to the bank
- Due date and installment control
- Supports SEPA and ISO20022 standards
Real-time reconciliation
- Bank account transactions are retrieved automatically
- Payments are matched to invoices without manual work
- Potential discrepancies are immediately flagged for review
Secure connection to banks
- Encryption and strong authentication
- Supports major banks: OP, Nordea, Danske, S-Pankki
- No need to log in to online banking separately
Cash flow monitoring
- See your cash position and upcoming payments in one view
- Forecasts cash flows and maturities automatically
- Supports multiple accounts and currencies
Payment installments and approvals
- Approve payments easily before transferring to the bank
- Modify or schedule installments flexibly
- All actions are recorded in the audit trail.
Complete accounting integration
- Payments and settlements are recorded automatically
- VAT and cost centers are transferred along
- No duplicate entries or errors
How bank connections work
Payment transactions and accounting together – automatically
Create or receive invoices
Create sales invoices or receive purchase invoices directly in the system
Eemel automatically connects your bank
A secure bank connection is activated with a few clicks
Payments go out on due dates
Approve payment installments and they are automatically transferred to the bank
Transactions are reconciled and recorded
Bank transactions are allocated to invoices and accounting without manual work
You always see the up-to-date financial situation
Cash flow, balance sheet, and income statement are updated in real time
Everything also works on mobile
Approve, pay, and monitor transactions anywhere – full control in your pocket
Benefits
Automate payment traffic and save time while avoiding errors
Fewer errors and manual tasks
Automate sending and receiving payments – no more manual data transfers or postings
Fast cash flow management and better predictability
See upcoming payments and cash position in real-time – make better decisions
Fewer logins and different systems
Manage payments, invoices, and accounting from one place – no need to jump to online banking
Always accurate accounting and audit trail
Payments are automatically posted to the correct accounts – all changes are traceable
Frequently asked questions
Does Eemel support multiple banks?▼
Yes, the most common Finnish banks and SEPA payment standards are supported. We support banks such as OP, Nordea, Danske, and S-Pankki, as well as over 2000 other banks in Europe.
Can payments be approved on mobile?▼
Yes, all payments and transactions are available on mobile. You can approve and schedule payments from anywhere.
Does Eemel reconcile payments automatically?▼
Yes, payments are matched to invoices without manual work. The system automatically retrieves bank transactions and reconciles them to accounting.
Is the connection secure?▼
All data transmission is encrypted and strongly authenticated. We use bank-level data security and comply with SEPA and ISO20022 standards.
Eemel Bank Connections is a Finnish automatic bank integration designed for SMEs. The 'Bank connections automatically' solution offers payment sending and reception, fetching bank statements, and matching reference payments. Bank connections for SMEs are secure and easy to use, integrating directly with financial management software. The 'Payments automatically' feature saves time and reduces errors compared to manual payments.